National ABLE Saving Accounts… learn who’s eligible
January 2026 marks an important moment for Achieving a Better Life Experience (ABLE) accounts. The ABLE Age Adjustment Act is now in effect, which means more people qualify for an ABLEnow account. If you explored ABLE accounts in the past or thought you were not eligible, this is a good time to take another look.
What’s ABLEnow?
ABLEnow accounts offer a simple way to save for today or invest for the future without affecting eligibility for certain disability benefits, including Medicaid and Supplemental Security Income (SSI). Funds can be used for many qualified disability expenses that support health, independence and quality of life.
Family, friends and organizations can contribute at any time, helping build savings in a tax-advantaged way. Who is Eligible? With the ABLE Age Adjustment Act in place, eligibility has expanded. Individuals whose disability began before age 46 may be eligible to open an ABLEnow account. This eligibility quiz can help you determine if you or someone you know qualifies.

